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What a Protected Cell Company Actually Protects
Few advisors know what a Protected Cell Company actually protects. Fewer still use it. A PCC isn't a marketing term. It's a legal structure where each policyholder's assets sit in their own dedicated cell, fully ring-fenced from the insurer's corporate obligations and from every other policyholder in the company. If the insurer faces a claim or liability elsewhere, that cell is legally untouchable, not by policy wording, but by structure. That's what partnering with Internati
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IAL Frequently Asked Questions
Managing wealth across borders is complex. Here are the questions our clients and advisors ask most about IAL PCC.
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MOST PEOPLE THINK WEALTH PLANNING IS ABOUT PICKING INVESTMENTS.
Most people think wealth planning means choosing investments. IAL argues it's really about building a structure that survives changing countries, rules and circumstances.
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Why "It's Complicated" Isn't a Strategy for Cross-Border Portfolios
Multi-currency portfolios and cross-border clients rarely speak one language. Here's how our Linked Investment Policy turns that complexity into one clean, compliant wrapper.
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Opportunities Without Borders
We believe wealth should move as freely as ambition. Here's how our Protected Cell Company structure and Mauritius base support globally mobile clients across 100+ countries.
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Every Client Has a Different Story
Entrepreneurs, expatriates, retirees and family offices each need a different kind of wealth structure - IAL frames this as one flexible framework, not one fixed product.
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As 2026 Moves Toward Year-End, the Risk Isn't the Leap. It's the Landing.
What advisors should prioritise with cross-border clients heading into year-end 2026 - and why the structure holding the wealth matters as much as the decision to move it.
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A Thank You, Not Just an Announcement
Our latest industry recognition, and why we chose to lead with gratitude toward our employees and clients instead of the award itself.
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Your Wealth. In a Cell of Its Own.
How the IAL Linked Investment Policy keeps every policyholder's assets in a legally segregated Protected Cell, and what asset classes and currencies it supports.
2 min read
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