PRODUCT SUMMARY
Secure Tomorrow. Control Today.
The International Wealth Pension Plan combines a UK Self-Invested Personal Pension (SIPP) or Qualifying Non-UK Pension Scheme (QNUPS) with an international Linked Investment Policy issued by International Assurance .
This structure enables individuals, expatriates, trustees and internationally mobile families to consolidate pension assets, access a broad range of investments, benefit from professional investment management and create a robust framework for retirement, succession planning and long-term wealth preservation.
The SIPP or QNUPS acts as a pension planning structure, while the Linked Investment Policy provides the investment platform through which assets are managed and administered.

PENSION PLAN
Flexible Retirement Solutions Built for Long-Term Confidence and financial independence
KEY BENEFITS
Tax-Efficient Retirement Planning
Designed to maximise long-term wealth accumulation within a SIPP or QNUPS structure.
Enhanced Estate Planning & Succession
Facilitates the efficient transfer of wealth to future generations through beneficiary planning.
Protected Cell Security
Assets are held within a legally segregated and ring-fenced Protected Cell Company structure.
Broad Investment Choice
Access to global funds, ETFs, managed portfolios, fixed income securities and alternative investments.
International Portability
Suitable for expatriates, internationally mobile professionals and cross-border families.
Simplified Administration
Consolidates multiple investments into a single structure with streamlined reporting and governance.
Professional Investment Management
Access to experienced financial advisors and discretionary investment managers.
Flexible Retirement Benefits
Supports pension consolidation, ongoing contributions and flexible retirement income options.
Institutional Infrastructure
Access to global custodians, professional administration and robust operational oversight.
Regulated and Secure
Issued by a Mauritius-regulated life insurer specialising in international wealth and retirement solutions.

FAQs
A Self-Invested Personal Pension is a UK-approved pension structure that lets individuals manage their own retirement savings with full control over how funds are invested.
A Qualifying Non-UK Pension Scheme allows non-UK residents to benefit from pension-style investment and estate planning advantages without being subject to traditional UK pension rules.
UK and non-UK residents looking to consolidate or transfer pension schemes from HMRC-recognised sources can benefit, including expatriates, retirees, and HNW individuals.
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You can contribute until age 75
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Withdrawals can begin as early as age 55
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No, unlike many traditional pension schemes, this plan gives you full control over withdrawals. There is no obligation to purchase an annuity.
Your nominated beneficiaries may receive the remaining balance in your pension fund. In many cases, this amount can be structured to fall outside of your taxable estate.
You can invest in:
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Equities
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Bonds
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ETFs
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Mutual funds
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Structured products
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Other globally accessible, compliant financial instruments
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Yes. You’re free to assign your preferred financial advisor to help manage or guide your pension’s investments.
Absolutely. You’ll have 24/7 access to your portfolio’s live valuation, transaction history, and performance data via our secure online portal.
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